{"id":14,"date":"2023-11-17T04:00:00","date_gmt":"2023-11-17T10:00:00","guid":{"rendered":"https:\/\/www.robertsfamilyinsurance.net\/blog\/?p=14"},"modified":"2023-11-27T23:50:48","modified_gmt":"2023-11-28T05:50:48","slug":"does-my-home-insurance-cover-my-unattached-buildings-such-as-my-garage-and-shed","status":"publish","type":"post","link":"https:\/\/www.robertsfamilyinsurance.net\/blog\/does-my-home-insurance-cover-my-unattached-buildings-such-as-my-garage-and-shed\/","title":{"rendered":"Does my home insurance cover my unattached buildings, such as my garage and shed?"},"content":{"rendered":"<p>Keeping up your&nbsp;Friendswood, TX homeowners insurance is just as important as any other home security. It&#8217;s also important to understand what exactly your policy covers and what your excursions are. At&nbsp;Roberts Family Insurance, we work to make sure our clients have all the information they need to make the best-informed choices for themselves and their families about their home protection.<\/p>\n<h2>Coverage B, Or Other Structures Coverage<\/h2>\n<p>Coverage for other structures on your property is part of every standard homeowners policy. This coverage protects any unattached structure, such as a detached garage, a gazebo, a storage shed, or even a guest house.<\/p>\n<p>Attached structures are covered under the regular dwelling coverage. For instance, an attached garage or deck will be covered here. This distinction is important because your &quot;other structures&quot; coverage is usually set at 10% of your overall policy limits, so you need to make sure that your detached structures have enough protection,.<\/p>\n<h3>Is a Built-In Swimming Pool an &quot;Other Structure?&quot;<\/h3>\n<p>This depends on your insurer and should be spelled out in your policy.&nbsp;&nbsp;Make sure that you understand how your pool is categorized by your insurance company.<\/p>\n<p>You should also make sure that you are following any other rules your insurer may have about your pool. Swimming pools are &quot;attractive nuisances,&quot; meaning that they are both potentially dangerous and attractive to children. Your insurer may also have a rule that you keep a fence around your pool.<\/p>\n<h3>Consult With Us<\/h3>\n<p>Making sure you have the right protection for your Friendswood, TX home can save you from a future disaster. If you have any questions about your homeowners policy or if you would like to add more protection to your other structures, call&nbsp;Roberts Family Insurance today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Keeping up your&nbsp;Friendswood, TX homeowners insurance is just as important as any other home security. It&#8217;s also important to understand what exactly your policy covers and what your excursions are. At&nbsp;Roberts Family Insurance, we work to make sure our clients have all the information they need to make the best-informed choices for themselves and their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-14","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-friendswood-tx","tag-roberts-family-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":1,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions"}],"predecessor-version":[{"id":15,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/posts\/14\/revisions\/15"}],"wp:attachment":[{"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/media?parent=14"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/categories?post=14"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.robertsfamilyinsurance.net\/blog\/wp-json\/wp\/v2\/tags?post=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}