Even if you own a vehicle in Friendswood, TX, you may take a rideshare occasionally under certain circumstances. However, who is responsible if you sustain injuries in a rideshare accident? In most cases, other insurance will cover liability, but your auto insurance policy may help with some costs. The professionals at Roberts Family Insurance can help you understand who may be responsible for paying for your injuries.<\/p>\n
When you enter a rideshare vehicle, the company sponsoring the ride, such as Uber, Lyft or another local organization, is providing you with a commercial service. That represents the primary reason why your personal auto insurance policy won’t cover any injuries. The rideshare company’s commercial policy or the at-fault driver’s policy typically steps in to cover any costs resulting from an injury-causing accident. The rideshare company is liable if the driver is on the app at the time of the accident. Rideshare companies typically have high liability limits to protect against accidents. If the driver has signed off the app or if the accident occurs after you leave the vehicle, then the driver’s auto insurance policy will cover injuries.<\/p>\n
Personal bodily injury liability usually won’t apply in a rideshare mishap, but another part of your policy may help. If you have medical payments or personal injury protection (PIP), this portion of your policy can kick in to provide you with payments for immediate medical expenses while you pursue your claim with the at-fault driver. This portion of your personal policy pays no matter who is at fault.<\/p>\n
Get comprehensive auto insurance protection to meet your needs by working with Roberts Family Insurance, serving the Friendswood, TX area. Contact our professionals today to get started on coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"
Even if you own a vehicle in Friendswood, TX, you may take a rideshare occasionally under certain circumstances. However, who is responsible if you sustain injuries in a rideshare accident? In most cases, other insurance will cover liability, but your auto insurance policy may help with some costs. The professionals at Roberts Family Insurance can […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[14,12,15,5,13],"class_list":["post-67","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-friendswood","tag-insurance","tag-roberts-family-insurance","tag-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t