Welcoming a new pet into your home can bring joy and add value to your life in many ways. However, this change may require updating your home insurance policy to reflect the new addition to your household. This is especially important if your pet could be considered a risk to others.
At Roberts Family Insurance, our team can help you select home insurance in Friendswood, TX that fits your needs, even when you’re welcoming a furry family member.
Why Inform Your Home Insurance Agent About Your Pets?
It’s essential to inform your insurance agent about any changes in your household, including the addition of pets. This is particularly important if you have a dog, as dogs can pose bite risks to visitors, even if they are smaller or non-aggressive breeds.
Additionally, you should notify your homeowners insurance company about other pets, such as cats, reptiles, or exotic animals. These animals can present unique risks. For example, a reptile enclosure may be valuable, and if it’s damaged due to a covered claim, you’ll want its value documented in your policy. Your insurance company also needs to be aware of potential risks, such as the possibility that the enclosure’s heating element could pose a fire hazard if improperly installed.
How Your Agent Can Help
At Roberts Family Insurance, our home insurance agent in Friendswood, TX can help you determine the type of insurance necessary for your home and lifestyle. We’ll help you select a policy that offers the ideal level of liability and property coverage to meet your specific needs.
