If you’re shopping for a new vehicle, it’s important to have a plan for getting it insured. Often, car drivers choose to get full coverage for their brand-new vehicles. Understanding the benefits of full coverage can help you decide if this type of insurance is right for your car. At Roberts Family Insurance, servicing Friendswood, TX, we can help you find the right level of insurance for your vehicle.

Whether you need full coverage, collision coverage, or liability-only coverage, we can help. Our experienced insurance professionals can answer your questions and provide you with the information you need to make an informed decision. Here’s what you need to know.

What Is a Full Coverage Auto Policy?

There are many types of car insurance, including liability, collision, and comprehensive. Full coverage is an insurance option that combines all auto insurance types into one policy. When you have full coverage for your vehicle, you have the maximum amount of coverage there is. Full coverage will pay to repair or replace your vehicle in the event of a collision or non-collision event, such as theft or flooding. Full coverage also provides financial protection against damage and injury you cause to others.

Is Full Coverage Better for a New Car?

Many people who have new vehicles choose full coverage for their cars. Full coverage helps pay for damages to your vehicle, as well as non-collision damage like hitting an animal or vandalism. Unless you have enough money to repair or replace your new vehicle, you may want full coverage for your car as well.

Is Full Coverage Required?

Full coverage auto insurance may be required if you have an auto loan. Your auto lender will let you know if this is a requirement for getting a loan. To learn more about full coverage insurance and other types of auto coverage, contact the insurance professionals at Roberts Family Insurance, servicing Friendswood, TX.