Owning and maintaining your vehicle is crucial for long-term use, whether you have a new car or an older truck. If you’re located in Friendswood, TX, ensuring your automobile is covered for theft and break-ins is essential to prevent unexpected losses or damage. At Roberts Family Insurance, we’ll work with you to find coverage that’s optimized for your commuting needs and/or travel plans.
Is Theft Covered with Standard Auto Insurance in Friendswood?
It’s important to note that theft is only covered for those who have comprehensive coverage in Friendswood. Traditional, liability-only policies do not cover weather damage, vandalism, or theft incidents. Comprehensive insurance, on the other hand, is ideal for new or financed vehicles, areas prone to weather, and urban or densely populated regions with high theft risks.
What Does Comprehensive Insurance Cover?
Comprehensive insurance covers vandalism, theft of an entire vehicle, and stolen parts, including items such as tires, batteries, and catalytic converters. Weather damage, including hail, floods, or falling objects, may also be covered. Animal damage may be covered, depending on the details of your policy.
What is Not Covered by Standard Auto Insurance?
Standard auto insurance in Friendswood does not cover the following:
- Personal items that are found in your vehicle. These items may be covered by a renter’s or homeowner’s insurance policy instead.
However, standard policies do cover theft due to negligence, such as leaving keys in your car, as well as aftermarket modifications.
Understanding what your auto insurance covers is essential anytime you drive regularly, whether for work or pleasure. If you live and drive in Friendswood, TX, obtaining the right auto insurance policy is essential for protection and peace of mind. To learn more about your options when it comes to protecting your vehicle from theft, contact Roberts Family Insurance today.
