If you are a Texas driver, getting into a car accident is always a possibility. If you’re hit by another driver, what should you do? Our insurance agents at Roberts Family Insurance, serving Friendswood, TX, explain.
What To Do If You’re in an Accident That Wasn’t Your Fault
If you’re involved in an auto accident, you’ll probably feel overwhelmed. Remember to contact the police before leaving the site of the accident, as they must complete an accident report. You’ll need a copy of the accident report to send to your insurance company. If the accident is determined to be the other driver’s fault, you may wonder about how you will get the money to repair your car.
According to the Texas Department of Insurance, if your auto insurance policy has collision coverage, your insurance company will pay for your repairs (minus your deductible). It is your insurance company’s responsibility to deal with the other driver’s insurance. If they get enough money from the other driver, your deductible might be refunded. If the other driver doesn’t have auto insurance, the uninsured motorist coverage on your insurance policy will pay for your repairs or medical bills (if you have this coverage).
Call Us for an Appointment
Don’t take a chance by driving without auto insurance. Our team at Roberts Family Insurance will help you find a policy that suits your needs and budget. Call us for an appointment and let us help you get safely on the road.
